What is factoring?

Factoring is a financing method that takes place in exchange for concession of the right of claim arising from the sale of all kinds of products and services to the factor.

Where can I get information about my payments?

You can get information about your payments and limits by entering the client's cabinet.

Where should I approach to get "Momento"?

From home, work, on the road - it doesn't matter, you can apply for "Momento" 24/7.

I don't have a store. I sell online through a website. Can I partner with you?

Of course, online shopping sites can also partner with Ferrum Capital to sell their products for installment payments.

I am a dentist. How can I benefit from factoring?

You can offer your service - i.e., dental services to your customers with installment payments and get what you will receive immediately from us.

I used Customer Factoring. How do I make my payment?

You can pay through E-manat, Milli ÖN, Express Pay terminals, or Hesab.az online payment portal.

What documents will I need when applying for Partner Factoring?

If you are an individual, you will be required to provide your TAX ID, Identity Card, renting contract for your store or point of sale, and your bank details if you are a legal entity, as well as an extract from the register.

Why should I choose factoring instead of a bank loan?

When you apply for factoring, you are freed from the burden of waiting for a long time and collecting hundreds of documents and reports. To qualify for factoring, all you have to do is submit the documents that confirm your purchase.

What are the benefits of factoring?

Factoring service will benefit in reducing your risks and optimizing your costs by turning your receivables into cash ahead of time.